> For the complete documentation index, see [llms.txt](https://docs.mammoth.ac/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.mammoth.ac/mammoth-algorithmic-vaults-institutional-grade-quantitative-yield/flexible-access-vault-bsc.md).

# Flexible Access Vault (BSC)

The Flexible Vault is designed for users who prioritize liquidity without sacrificing professional-grade yield performance.

* **Target APY: \~7%** (Variable based on market opportunity density).
* **Performance Tracking:** Features a dynamic yield curve reflecting real-time quantitative gains.
* **Interest Accrual Logic:**
  * **T+1 Commencement:** Interest calculation begins at 00:00 UTC on the day following the deposit (T+1).
  * **Settlement Rule:** No interest is accrued on the day of the redemption request or during the processing window.
* **Redemption Tiers:**

  * **Instant Exit:** Funds available within 24 hours. A **0.5% Liquidity Compensation Fee** is applied to the principal.
  * **Standard Exit:** Funds available after a **7-business-day** settlement period. **0% Fee**.

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